What is the biggest problem with NC's home insurance marketplace?

North Carolina is the only state in the country that allows insurance companies to work together and set rates. As the NC Homeowners Alliance begins to work with policymakers on a better way...

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My homeowners insurance rates are too high for what I get in coverage

There is not enough competition in the marketplace, and I want more options

I don’t understand how my insurance rates are set, and I want more transparency

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