Insurance Commissioner Goodwin Addresses Local Insurance Issues

Last week, the NC Homeowners Alliance, together with the Outer Banks Association of REALTORS®,  hosted NC Insurance Commissioner Wayne Goodwin at a town hall meeting in Kill Devil Hills. This forum allowed concerned homeowners to ask Commissioner Goodwin questions about the state's insurance climate, changes to the rate-making process, and several other issues affecting Outer Banks homeowners.


Commissioner Goodwin had a great deal to say about the homeowners insurance rate-making process. He expressed concern over the Consent-to-Rate letters sent to homeowners by insurance companies. These letters bypass the maximum rate set by the Commissioner's office every year by using a loophole in state law. Commissioner Goodwin is working with our allies in the legislature to change this practice on behalf of homeowners.

A few concerned homeowners asked how we can keep insurance companies in North Carolina and ensure competitive rates. Commissioner Goodwin told  them about his efforts to recruit new companies into the state on a probationary basis in order to safeguard the investments of NC homeowners. Goodwin also mentioned efforts by Congress to allow a private flood insurance option to supplement the National Flood Insurance Program.


The NC Homeowners Alliance thanks Insurance Commissioner Wayne Goodwin for being a part of this dialogue and for all his work on keeping insurance rates fair and transparent for every North Carolina homeowner. We also thank all the concerned homeowners in attendance for their thoughtful questions and local insight.

The Alliance hosts events like this across the state. Click here to find out when we will be in your area next. Don't forget to spread the word about us to your friends, family, and neighbors!

Representative McGrady Visits Hendersonville Town Hall

On April 20th, the NC Homeowners Alliance and Hendersonville Board of REALTORS® sponsored a town hall with Representative Chuck McGrady. The forum took place at the Chariot in downtown Hendersonville. Hendersonville homeowners and REALTORS® had the opportunity to ask questions about what our state legislators are doing to protect the rights of NC homeowners. The forum provided insight into last year's legislative session and prepared attendees for the issues that may be covered in this year's short session. 


Representative McGrady took the time to speak candidly with audience members one-on-one before and after the forum to respond to any questions that might have been left unanswered. The Alliance and Hendersonville Board of REALTORS® are grateful to Representative McGrady for his dedicated service to his community and his state. Representative McGrady was presented an RPAC donation for his campaign to thank him for his support in the NC General Assembly. We extend our thanks to Representative McGrady for taking the time to come and speak to his constituents in an open and informative forum.   


The Alliance will be hosting events like this across the state throughout the year to keep homeowners in the loop about important pocketbook issues. If you would like to see us in your community, visit our website to see when we will be in your area. Don't forget to share us with your friends, family, and neighbors!

N.C. Cotton Festival (November 7th)


We kicked off November with a short trip down 95 to Dunn for the NC Cotton Festival. Even with the threat of rain for most of the day, homeowners from Dunn, Fayetteville, and surrounding areas came out by the hundreds to talk to us about issues important to them. With the help of REALTOR® volunteers from Harnett and Johnston counties, we were able to sign up over 50 homeowners to the Alliance.

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The support we found in Dunn at the Cotton Festival came from homeowners in all walks of life. Whether we were talking to young couples looking to protect their new home or long-time homeowners investing in multiple rental properties to safeguard their nest egg for retirement; the support for the Alliance in Dunn is strong.


As we close out our travels for 2015, we are already starting to plan for 2016. Be on the lookout for us in your town. We would love to hear your experience with homeownership!


New Bern Mumfest (October 10-11 2015)


The Neuse River Region Association of REALTORS® joined the Alliance at the New Bern Mumfest this month. The Alliance field team spoke to hundreds of local homeowners about why owning a home was such an important part of their lives. With the help of local REALTORS, we recruited almost 100 homeowners to join our cause.

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Southern Ideal Home Show (September 25-27)


Our Alliance field team ended their Home Show road trip in Raleigh this September at the Southern Ideal Home Show. Homeowners who came to the show looking for renovation ideas also received valuable information on the state laws that affect them. Almost 200 homeowners signed up for the Alliance to learn more about these issues.

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Wilmington Home Show (September 18-20)


The Homeowners Alliance went coastal this September at the Wilmington Home Show. Homeowners from the Wilmington area shared their experiences with increasing homeowners insurance rates.


After hearing these stories, our field representatives were able to share news of potential legislation that will make the insurance rate-making process more transparent. Over 100 homeowners at the show joined our cause to help homeowners at the beach.

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Greensboro Home Show (September 11-13)

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The next leg of our trip around the state brought us to the Gate City. Here, we were able to hear from homeowners in the Piedmont about the issues that mattered to them. 120 homeowners at the show signed up to hear more from us about how to get involved.

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Southern Women's Show (August 28-30)


Before the Labor Day holiday, the Alliance got back on the road for the Southern Women's Show in Charlotte. Over three days, our field representatives spoke to area women about the importance of their homes.


To these women, a home embodied security, a stable environment to raise a family, and a strong sense of community. With so much tied to owning a home, protecting that investment is key. After giving us their insight, over 100 women signed up to stay in the loop on homeownership issues.


Mount Mitchell Craft Fair (August 7-8)


To kick off the fall season, the Alliance traveled into the beautiful North Carolina mountains to experience the Mount Mitchell Craft Fair in Burnsville. In this tight-knit community, we heard from hundreds of people about their reasons for putting down roots here amidst the breath-taking scenery.


One of the reasons so many made the decision to own a home was the overall savings of homeownership. It was no surprise then that several homeowners felt strongly about protecting the Mortgage Interest Deduction. We had 100 homeowners register to hear more about what the legislature is doing for homeowners.


Traveling with the Alliance

The Homeowners Alliance is traveling across the state to talk to homeowners at community events. Follow along on this blog to stay updated on our activities!