Support Legislation that Protects Property Insurance Consumers

The recently introduced Property Insurance Fairness Act at the North Carolina General Assembly includes major consumer protections for homeowners. The legislation, co-sponsored by a bi-partisan group of legislators, increases the transparency of insurance rate setting. The legislation also better protects our state against the consequences of natural disasters. The North Carolina Homeowners Alliance strongly supports the bill.

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N.C. Realtors® applaud legislators for insurance reform bills

March 10, 2015


Raleigh – Flanked by legislators and Insurance Commissioner Wayne Goodwin, North Carolina Association of Realtors® President Tony Smith asked General Assembly members to support homeowners insurance reform bills filed today in the House and Senate.  Senators Bill Cook (Washington), Harry Brown (Jacksonville) and Fletcher Hartsell (Concord) sponsored SB 208, and Representatives Chris Millis (Hampstead), David Lewis (Dunn) and Mike Hager (Rutherfordton) sponsored HB 182.  

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Tell the North Carolina General Assembly: Support North Carolina Homeowners

Policies that encourage homeownership, keep insurance rates at affordable levels, and boost property values are vital for millions of working families. That’s why I support the North Carolina Homeowners Alliance.

It’s common sense. Fair insurance rates, tax policies that encourage homeownership, and community investments that preserve our state’s history are important to the property owners of North Carolina. I strongly urge my legislators to:

  • Protect the mortgage interest tax deduction, one of the biggest and most important boosts to working families across the state. I’m counting on legislators to oppose any effort to repeal or reduce this vital deduction that our families depend on.
  • Support greater consumer protection for homeowners in the insurance ratemaking process. The process by which our rates are set should be fair and transparent. Insurance companies shouldn't be allowed to circumvent the legal process and force property owners to pay higher premiums through Consent to Rate letters.
  • Restore the Historic Preservation Tax Credit. This credit breathes new economic life into distressed areas, raises property values, and preserves our local communities’ heritage while bringing jobs and investment to our state.

These issues are vital to homeowners and to our communities. That's why I am urging legislators to support North Carolina Homeowners Alliance in 2015.

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